Attention homeowners: Real estate appraisal services for in Northfield and Rice County

Here are the top seven reasons MN homeowners order from Appraisal Minnesota:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a MN property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MN divorce, when real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Rice county or MN

Do you own a home in or near Northfield? Do you need help determining the price of your real estate?
Contact Appraisal Minnesota.

We at Appraisal Minnesota understand the unique needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Minnesota, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.

PMI Removal Appraisals

A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. Appraisal Minnesota is experienced in helping consumers just like you rid yourselves of unnecessary PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other homes close by. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting a professional appraisal from Appraisal Minnesota is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Appraisal Minnesota can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Appraisal Minnesota offers field reviews where we go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.